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NOVUM INDUSTRIES, LLC

Errors &amp · Omissions EPLI Directors &amp · Products Commercial Products Novum offers a full suite of insurance products · which allows our agents to access the best solutions for their clients · from small businesses to large corporations · OFFICERS AND MORE Specialty Products How It&nbsp · InsureTech platforms · allowing you to focus on growing your business. Get Access Video To play · press and hold the enter key. To stop · Agents ​ Become a Novum Agent ​ Connect with an Agent ​ Payments &amp · Claims ​ Novum Online Login&nbsp · 2026 Novum Underwriting Partners · LLC CA License #: 0M91529 Disclaimer &nbsp · &nbsp · Privacy Policy bottom of page

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Errors &amp
Omissions EPLI Directors &amp
Products Commercial Products Novum offers a full suite of insurance products
which allows our agents to access the best solutions for their clients
from small businesses to large corporations
OFFICERS AND MORE Specialty Products How It&nbsp
InsureTech platforms
allowing you to focus on growing your business. Get Access Video To play
press and hold the enter key. To stop
Agents ​ Become a Novum Agent ​ Connect with an Agent ​ Payments &amp
Claims ​ Novum Online Login&nbsp
2026 Novum Underwriting Partners
LLC CA License #: 0M91529 Disclaimer &nbsp
&nbsp
Privacy Policy bottom of page

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Contractor and licensing FAQs

  • How do I verify a contractor is licensed?

    Start by asking the contractor directly for their license number and the issuing authority. Licensing is trade-specific: plumbers and HVAC mechanics are typically licensed through your state's plumbing and mechanical systems licensing board; electrical contractors are licensed through your state's electrical licensing authority; general construction contractors register with your state licensing board. You can look up license status online through your state's professional licensing bureau online or through your state's contractor registration database. Before any work begins, also ask for a current certificate of general liability insurance and workers' compensation coverage. Confirm the coverage limits are adequate for your project—at minimum $1 million in general liability. EdgeLocal profiles include ratings and direct contact info, but license verification must be confirmed directly with the contractor and the relevant state agency.

  • Should I get multiple quotes from contractors?

    Yes—always get at least two or three quotes before hiring any contractor for significant work. Multiple quotes let you compare price, scope, materials, and timeline, and help you spot outliers: a quote significantly lower than others may indicate missing scope or cut corners, while a much higher quote may not be justified. When collecting quotes, give each contractor a clear description of the project so you can make accurate comparisons. Ask each to break out labor and materials separately when possible, and confirm what's included: demolition, permits, materials, cleanup, and warranty. Ask for estimated start dates and project duration as well. Use EdgeLocal to quickly find several rated contractors in your area so you can start the quote process without extensive additional research.

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50+ markets  which allows our agents to access the best solutions for their clients, from small businesses to large corporations, in hundreds of classes of business. WORKERS COMPENSATION BUSINESS OWNERS POLICY CYBER LIABILITY COMMERCIAL PROPERTY PROFESSIONAL LIABILITY FIDUCIARY LIABILITY GENERAL LIABILITY EPLI CRIME INSURANCE COMMERCIAL AUTO DIRECTORS & OFFICERS AND MORE Specialty Products How It  Works Novum uses a revolutionary insurance model that bridges the gap between digital

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