Generators Cost Guide 2026
What to expect to pay, what drives costs up or down, and how to get an accurate estimate.
Typical cost
$5,000 – $18,000per system
Portable generator: $500–$2,000. Standby 12 kW: $5,000–$8,000 installed. Standby 22 kW: $8,000–$15,000 installed. Transfer switch adds $500–$1,500 if not included.
What affects generators cost
Portable generator: $500–$2,000. Standby 12 kW: $5,000–$8,000 installed. Standby 22 kW: $8,000–$15,000 installed. Transfer switch adds $500–$1,500 if not included.
About generators projects
Whole-home standby generators automatically provide backup power during outages, protecting against food spoilage, frozen pipes, sump pump failure, and loss of medical equipment. Natural gas or propane-fueled standby generators (typically 12–24 kW for residential use) start within seconds of a power outage via an automatic transfer switch. Installation involves an electrical subpanel or whole-house transfer switch, a concrete pad, gas line connection, and compliance with setback and noise ordinances. Portable generators serve as a lower-cost option for partial backup but require manual setup and fuel management.
How to keep generators costs in check
- ✓Ask the installer to perform a load calculation to properly size the generator for your home.
- ✓Confirm the estimate includes the transfer switch, concrete pad, gas line, and all permits.
- ✓Ask about warranty terms — most major brands offer 5-year limited warranties.
- ✓Verify the installer is authorized by the generator manufacturer (Generac, Kohler, Briggs & Stratton).
Cost FAQ
What is the average cost of generators work?
The average cost ranges from $5,000 to $18,000 per system. Portable generator: $500–$2,000. Standby 12 kW: $5,000–$8,000 installed. Standby 22 kW: $8,000–$15,000 installed. Transfer switch adds $500–$1,500 if not included.
Why do contractor estimates vary so much?
Material quality, project complexity, local labor rates, and contractor overhead all affect pricing. A 30–50% variance between bids on the same project usually means different scopes — get line-item estimates and compare carefully.
How can I lower the cost without sacrificing quality?
Schedule during off-peak times (spring and fall are busiest for most trades). Get 3+ competing bids. Avoid making scope changes after work starts. Supply your own materials if you can find better pricing (discuss with contractor first).
Does homeowner's insurance cover this work?
Typically only if the damage is sudden and accidental (storm, fire, burst pipe). Routine maintenance, wear and tear, and improvements are not covered. Check your policy for specifics.
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